Short-term loan
Payday Loans
Need cash before payday? Our short-term payday loans provide quick financial relief until your next salary.
Apply for payday loans
- Borrow
- R500 – R10 000
- Repay over
- 1 – 6 months
How to apply
- 1 Complete the online application
- 2 Send your ID, payslip, bank statements and proof of address
- 3 Receive a decision and quote within 24–48 hours
- 4 Sign your agreement and get paid into your account
Common questions
You can apply if you are a South African citizen or permanent resident aged 18 or older, earn a regular monthly income, and have an active South African bank account in your own name.
Please have the following ready: a copy of your green barcoded ID or smart ID card, your latest payslip, your latest three months' bank statements, and proof of residence not older than three months. These let us complete the affordability assessment the National Credit Act requires.
Most applications receive a decision within 24–48 hours once we have all your documents. We will contact you by phone or email as soon as your application has been assessed.
Yes. As a responsible, NCR-registered lender we check your credit record with a registered credit bureau and assess affordability based on your income and expenses. This protects you from taking on debt you cannot repay.
Our loans are short-term: you repay over 1 to 6 months, in equal monthly instalments collected on your payday. Choose the shortest term you can comfortably afford to keep your total cost down.
Your total cost is made up of interest, a once-off initiation fee and a monthly service fee, all capped by the National Credit Act. Before you sign, you receive a pre-agreement statement and quotation that shows every cost and your exact instalment — there are no hidden charges.
Payday Loans across South Africa
Apply online from anywhere. Find information for your area: